Get Small Personal Loans even with Bad Credit

Apply online for small $1,000 - $5,000 personal loans from the best direct lenders at affordable rates. 

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Small Personal Loans

PitriLoans is the best place to apply for small personal loans online because it lets you get up to $5,000 with APRs as low as 4.99%. They are available for bad credit borrowers though interest rates are likely to be higher for them.

In addition, there are numerous lenders you can choose among before applying for a small personal loan. Besides, your approval chances are better if you apply to multiple lenders at once.

What are Small Personal Loans?

Small personal loans amount from $1,000 to $5,000 and have repayment terms of 2 - 3 years of fixed monthly payments. You may use a small Personal Loan to pay for an auto repair, home redecoration, medical or dental service, and many more.

Why choose Small Personal Loans?

  • You don’t need to risk any collateral as they are unsecured
  • Quick and easy application
  • Convenient repayment terms
  • Affordable low interest rates
  • Can help improve your credit score if you pay back on time

Where can I get small Personal Loans?

The most convenient options for small Personal Loans are:

  • Banks;
  • Credit unions;
  • Online lenders.

If we compare them, we’ll find out that the fastest and easiest way is small Personal Loans online from direct lenders. Their rates vary from 4% to 36%. Online lenders promise instant decisions and guaranteed approval in case you meet the basic requirements.

How to find the best small personal loans online:

  1. Decide how much you need. Smaller amounts have better chances of getting guaranteed instant approval.
  2. Regularly check your credit history and do your best to raise the score. The higher your rating is, the better, the lower rates you can be charged.
  3. Compare rates and terms from multiple lenders to choose the best offer.
  4. Prequalify online with no affect to your credit history. It’ll let you know if you meet the requirements and allows you to check your rates.
  5. Watch out for scams or predatory lenders. Make sure it’s a legitimate lending company registered in the state’s database.
  6. Consider small Personal Loan alternatives which may turn out cheaper and more convenient.

Small online loans for bad credit

Applicants with bad credit lower than 629 can also qualify for small Personal Loans from legit direct lenders. Just keep in mind, that with poor credit you can expect to be charged higher rates.

It sounds wise to compare small Personal Loans for bad credit at first to find the best deal.

Alternatives to small personal loans

There’re always various options available to choose from besides small Personal Loans. Some of them are cheaper, some are faster, some are easier, it’s up to you to decide:

  • Local non-profit organizations;
  • Paycheck advance from an employer;
  • Installment loans;
  • Pawnshop loan;
  • Make extra money;
  • Ask family or friends.


Looking for a specific loan amount?

Choosing to use your vehicle as collateral allows you to get instant bad credit cash with Car Title Loans.