Get Car Title Loan Direct Deposit Today

You only need a free and clear car title in your name, provide vehicle photos, an active bank account, proof of income, and so on in order to get a Title loan with a direct deposit.

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If you are facing financial difficulties and need a loan to cover your expenses, you may consider a Title Loan. This type of loan is available completely online and you can also receive money directly into your bank account. Learn more about Direct Deposit Title Loans before applying for funding.

What is a Title Loan?

A Title Loan is a secured type of financing that helps borrowers get money to meet personal needs. The name of the loan speaks for itself: You must temporarily transfer the title of your car to the lender until the debt is fully paid off. Once the loan has been covered, you can get your title back. However, please note that you must fully own the title of the vehicle in order to be able to apply.

If you are applying for a traditional Title Loan, then you will be able to get the approximate value of your car to be repaid within 30 days. However, now some title lenders also offer Installment Title Loans, which gives borrowers more time to repay the debt. As a rule, borrowers can receive repayment terms from 6 to 12 months.

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How can I get a Direct Deposit Title Loan?

If you want to get a Title Loan as quickly as possible, the following steps should be taken into account as they will help increase your chances of getting approved.

Review the requirements. Before applying for any type of loan, it is important to carefully study the requirements of the lender you have chosen. Thus, you can understand what the basic requirements are and whether you meet them. Often, the main ones are free and clear title in your name, ID, income, active account, and so on.
Submit a simple online application. In order to do this, you must visit the site of the selected lender and fill out a simple online form. It usually doesn’t take more than 5-10 minutes. If you wish to obtain a fully online Title Loan, then instead of a physical inspection of your vehicle, you will need to provide recent photographs as required. Photos are needed to confirm the make, model, mileage and condition of the vehicle, which will help specialists evaluate it.
Wait for approval and get paid. After you send the application, lenders will need some time to study your data and provide an answer. If you are approved, the lender will contact you. Oftentimes, you will be able to receive your payment directly into your bank account within one business day.

What are the advantages of a Title Loan?

If you are in doubt about whether to apply for a Title Loan, then the best option for you is to consider the benefits and make sure you make the right decision. Pay attention to 3 main advantages:

Credit history. Since you provide lenders with the title of your car as collateral, they have a guarantee that the debt will be paid on time. Thus, most of the title lenders approve loans with almost any credit history.
Ability to drive your car. Perhaps the biggest advantage of a Title Loan is that even though the car is your collateral, you can still keep driving it! Thus, you do not need to worry that the lender will take your car: you will continue to drive it and pay off the loan debt.
Direct deposit. Title lenders value their borrowers' time, so they made the application process as easy as possible. Now you don't need to go to the lender's store to get some funding, as you can get a direct deposit directly into your bank account!

What are the requirements for obtaining a direct deposit Title Loan?

As already mentioned, in order to obtain a loan, it is important to meet the basic requirements of the selected lender otherwise you will not be approved. The criteria may vary depending on the lender and state laws, but the main ones remain the same.

Age and citizenship. In order to apply you must be at least 18 years of age or older. Also, only US citizens or official residents are eligible to receive a Title Loan.
A car title. One of the basic requirements of any title lender is a free and clear car title in your name, which means you must be the sole owner of the car.
Income. Of course, in order to get a loan, you must prove to the lender that you can repay it. Thus, you must show that you are receiving regular monthly payments.
Photos of the vehicle. As already mentioned, in order to assess the vehicle and its condition, you must provide recent photographs of your vehicle (if you don’t go through a physical inspection at the lender's store). You can look through the requirements on the website of the selected lender.
A checking account. In order to receive a direct deposit, you must provide an open and active checking account.

Lenders will also ask for proof of identity, such as a driver's license or government issued ID, and proof of residency.

Can I get a Direct Deposit Title Loan with bad credit?

Yes, as already mentioned, you can get a loan even if you have a bad credit history. Since the Title Loans are secured by collateral, lenders do not pay attention to the credit history. Thus, there is no need to worry about your previous mistakes. If you meet the basic requirements of the lender, you will most likely be able to get a Title Loan.

Material disclosure

APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% and 1386%, APRs for installment loans range from 6.63% to 225%, and APRs for personal loans range from 4.99% to 450% and vary by lender. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change.

Here's a quick example:

You borrow $1,000 with an APR of 3% over 3 years (assuming an annual APR calculation).
Year 1 interest: 1,000 x 0.03 = 30 and 30 + 1,000 = 1,030
Year 2 interest: 1,030 x 0.03 = 30.9 and 30.9 + 1,030 = 1061
Year 3 interest: 1,061 x 0.03 = 31.83 and 31.83 + 1,061 = 1,092.83 In total, you'll pay back $1,092.83 at the end of the finance period.

For peace of mind, and to ensure you know what you're going to pay, ask your lender exactly what fees are included in the APR figure they offer you.

Material Disclosure. The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating lenders that may be able to provide amounts between $100 and $1,000 for cash advance loans, up to $5,000 for installment loans, and up to $35,000 for personal loans. Not all lenders can provide these amounts and there is no guarantee that you will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This is not a solicitation for a particular loan and is not an offer to lend. We do not endorse or charge you for any service or product. Any compensation received is paid by participating lenders and only for advertising services provided. This service and offer are void where prohibited. We do not control and are not responsible for the actions of any lender. We do not have access to the full terms of your loan, including APR. For details, questions or concerns regarding your loan please contact your lender directly. Only your lender can provide you with information about your specific loan terms, their current rates and charges, renewal, payments and the implications for non-payment or skipped payments. The registration information submitted by you on this website will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, register for credit or any loan product, or accept a loan from a participating lender. Cash transfer times and repayment terms vary between lenders. Repayment terms may be regulated by state and local laws. Some faxing may be required. Be sure to review our FAQs for additional information on issues such as credit and late payment implications. These disclosures are provided to you for information purposes only and should not be considered legal advice. Use of this service is subject to this site’s Terms of Use and Privacy Policy.

Exclusions. Residents of some states may not be eligible for some or all short-term, small-dollar loans. Residents of Arkansas, New York, New Hampshire, Vermont and West Virginia are not eligible to use this website or service. The states serviced by this website may change from time to time, without notice.

Credit Implications. The operator of this website does not make any credit decisions. Independent, participating lenders that you might be connected with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Loans provided by independent, participating lenders in our network are designed to provide cash to you to be repaid within a short amount of time. The short-term loans are not a solution for long-term debt and credit difficulties. Only borrow an amount that can be repaid on the date of your next pay period. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. Late Payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions, please review their policies for further information. Nonpayment of credit could result in collection activities. Each lender has their own terms and conditions, please review their policies for further information. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender’s renewal policy.