Get a 1,000 Dollar Loan Fast and Easy

In order to get a $1,000 Payday loan, you need to have a regular income, an active bank account and a government-issued ID. Apply now to get the cash advance today.

Loan Application Form

I have a vehicle

By submitting my information, I acknowledge I have read, understand, and agree to the terms of the Privacy Policy and the Terms of Use,I understand that by submitting my information, I may be contacted by telephone by one lender.

Applying doesn't affect your credit score!

What is a $ 1000 Loan?

A $ 1000 Loan is a simple unsecured type of loan for emergency expenses such as utility bills, medical treatment, urgent purchase and more. Before you apply for funding, you should know that there are 2 types of $ 1000 Loans. The first is a $ 1000 Payday Loan, which must be paid within 30 days (by the day of the next paycheck). This loan is unsecured so no collateral is required. Another type of $ 1000 financing is an Installment Loan, which is repaid over a longer period of time (usually 6 months to a year). The difference between these types of loans is in the loan terms and interest rates. Often the Payday Loan has shorter repayment terms and higher interest rates.

Also note that there are a large number of states where Payday Loans are illegal, while Installment Loans are available in almost every state. Thus, study the laws of the state before applying for funding.

APPLY NOW

How does the $ 1000 Loan work?

A $ 1000 Loan works just like any other loan. The application process is quite simple and online application speeds it up as much as possible!

Submit your application. You have to look through the different lenders' offers, compare loan terms and interest rates, and then apply. To do this, visit the site of the selected lender and fill out a simple online form on the main page. Provide your name, income information, address, and more, and then submit your application.
Wait for approval. Payday Loans have the fastest approval, so your application will be approved almost instantly. You no longer have to wait for hours! The lender will contact you by phone and you will discuss the terms of the loan and its repayment.
Get money. After reviewing the loan offer, you will be able to sign it and receive financing directly to your bank account.

Remember, you are not required to accept any loan offers. If for some reason you are not satisfied with the terms of the loan, you have the right to refuse and find a suitable option for you.

How can I get $ 1000?

Before applying for a loan, it is advisable to explore other financing options, as they will be less expensive. Below you can explore several options in order to quickly get the required amount:

Sell unnecessary items. Each person has a large number of things that he no longer uses. This can be an old laptop, phone, lawn mower, vacuum cleaner, jewelry, things, sports equipment, and so on. Arrange a garage sale or post things online. This way, you will not only free up space for something new, but you will also receive additional cash.
Get engaged to a new skill. Now there are a large number of online professions that you can quickly master and start making money. For example, you can become a freelance writer, virtual assistant, and so on.
Find a part-time job. If you don’t have time to master a new skill, you’ll make money on what you already know how. You can take more shifts at work, find a part-time job, become a tutor or nanny - in other words, do not neglect the opportunity to make money.
Borrow the required amount. Surely you have friends or relatives who can provide you with money in order for you to cope with expenses. Of course, you may be uncomfortable with borrowing money, but it will save you high interest rates.

What can I spend my $ 1000 Loan on?

You probably know that the $ 1000 Loan was created to enable people with bad credit to cope with a difficult life situation. Of course, you can spend the received $ 1000 for any needs, however, it is recommended to use the money only in case of an emergency. For example, if your child is sick, the car breaks down, you need an urgent purchase, or you have nothing to pay the bills, then a $ 1000 Loan would be a good option for you.

What are the requirements for receiving $ 1000?

Here are some basic requirements you need to look out for before applying. You must:

Be a US citizen or official resident
Be at least 18 years of age or older
Have an active bank account
Have a regular monthly source of income
Provide government issued ID
Provide contact details.

Remember that eligibility criteria may vary not only from lender to lender, but also from state laws. For example, in some states, the minimum application age is 19. Also note that some states have a Payday Loan Limit and you can only receive $ 500.

How much does a $ 1000 Loan cost?

The cost of the loan often depends on the type of loan. If you are applying for a $ 1000 Payday Loan, then you will have to pay a fee ranging from $ 15 to $ 30 for every $ 100. The total loan amount will vary from $ 1150 to $ 1300.

Installment Loans are less costly and the interest rate is around 36% or less. Also the percentage will depend on the terms of the Loan.

$ 1000 Loan FAQ

Can I get a $ 1000 Loan with no credit check?

Yes, you can get a loan even without a credit check as payday lenders often do not ask for a credit check. The main factor affecting approval is income.

How can I increase my chances of getting a Loan?

Before you apply, it is important to compare offers and paying attention to interest rates and eligibility criteria. If you meet the basic requirements, then the chance of getting a loan is quite high.

How long does it take to get a $ 1000 Loan?

Your application will be approved the same day you submitted it, but money will be deposited into your bank account within one business day.

Material disclosure

APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% and 1386%, APRs for installment loans range from 6.63% to 225%, and APRs for personal loans range from 4.99% to 450% and vary by lender. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change.

Here's a quick example:

You borrow $1,000 with an APR of 3% over 3 years (assuming an annual APR calculation).
Year 1 interest: 1,000 x 0.03 = 30 and 30 + 1,000 = 1,030
Year 2 interest: 1,030 x 0.03 = 30.9 and 30.9 + 1,030 = 1061
Year 3 interest: 1,061 x 0.03 = 31.83 and 31.83 + 1,061 = 1,092.83 In total, you'll pay back $1,092.83 at the end of the finance period.

For peace of mind, and to ensure you know what you're going to pay, ask your lender exactly what fees are included in the APR figure they offer you.

Material Disclosure. The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating lenders that may be able to provide amounts between $100 and $1,000 for cash advance loans, up to $5,000 for installment loans, and up to $35,000 for personal loans. Not all lenders can provide these amounts and there is no guarantee that you will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This is not a solicitation for a particular loan and is not an offer to lend. We do not endorse or charge you for any service or product. Any compensation received is paid by participating lenders and only for advertising services provided. This service and offer are void where prohibited. We do not control and are not responsible for the actions of any lender. We do not have access to the full terms of your loan, including APR. For details, questions or concerns regarding your loan please contact your lender directly. Only your lender can provide you with information about your specific loan terms, their current rates and charges, renewal, payments and the implications for non-payment or skipped payments. The registration information submitted by you on this website will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, register for credit or any loan product, or accept a loan from a participating lender. Cash transfer times and repayment terms vary between lenders. Repayment terms may be regulated by state and local laws. Some faxing may be required. Be sure to review our FAQs for additional information on issues such as credit and late payment implications. These disclosures are provided to you for information purposes only and should not be considered legal advice. Use of this service is subject to this site’s Terms of Use and Privacy Policy.

Exclusions. Residents of some states may not be eligible for some or all short-term, small-dollar loans. Residents of Arkansas, New York, New Hampshire, Vermont and West Virginia are not eligible to use this website or service. The states serviced by this website may change from time to time, without notice.

Credit Implications. The operator of this website does not make any credit decisions. Independent, participating lenders that you might be connected with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Loans provided by independent, participating lenders in our network are designed to provide cash to you to be repaid within a short amount of time. The short-term loans are not a solution for long-term debt and credit difficulties. Only borrow an amount that can be repaid on the date of your next pay period. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. Late Payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions, please review their policies for further information. Nonpayment of credit could result in collection activities. Each lender has their own terms and conditions, please review their policies for further information. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender’s renewal policy.